Cyber-Crime is the new threat we face in this ever-changing digital era. Not having up-to-date I.T. systems in place can be devastating to your business and your clients. You could be liable for damage costs if your server is hacked into and your clients are scammed out of money as a result of this. At Hera Business Finance, we recognise the importance of this and are ready to assist in funding both hardware, software and contribute towards the training costs for your new equipment.

The Governments Annual Investment Allowance (AIA) has temporarily increased from £200,000.00 to £1,000,000.00 from the 1st January 2021 to 31st December 2021. Equipment leasing can be offset against gross profits enabling tax advantages.

Asset finance can also free up essential working capital, consider the benefits:

Equipment Leasing. The lender purchases the equipment and then leases this to the customer for a fixed rate and over an agreed term (up to 60 months). Once the agreed term has expired, the customer can choose to extend the lease, upgrade the equipment with a new lease, buy the title of the lease from the finance provider or return the equipment back to the lender.

Hire Purchase Lease. The lender retains ownership of the asset over an agreed term where the asset is then leased to the customer until the customer has repaid all payments as per the credit agreement. A balloon payment can sometimes be factored into such agreements to keep the monthly repayments lower. All balloon payments are paid at the end of the finance agreement providing ownership of the asset which is a method often used on vehicle funding.

Dental and Veterinarian Practice Funding

Your practice is the focal point of your business. Our funding can assist in creating the desired impression that you are looking to achieve.

Funding can cover the following:

  • Equipment finance
  • Furniture replacement / refurbishment
  • Redecoration
  • Building work

Refurbishment loans are usually between 6 months and 5 years (subject to terms).

Let Hera Business Finance be your one-stop-provider offering you unsecured funding at competitive rates.

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For an online quotation please complete our Apply for Business Finance form.

Or to discuss your business finance requirements call 01745 798 101.
Hera Indemnity Business Finance are committed to a policy of Treating Customers Fairly and will always help clients to make the right financial decisions.